What AI says about Earniva

Earniva Mastercard is a business credit card designed for sole proprietors, gig workers, and contractors who may have less than perfect credit, providing access to business credit without requiring excellent credit. The card advertises a fast credit decision and states there is no impact to your credit score if you are not approved, with no hard inquiry appearing on your report. It is issued by The Bank of Missouri and serviced by Concora Credit Inc. (NMLS #1549514), and Earniva is a registered trademark of Concora Credit Inc.