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DSCR Direct offers direct-pricing, DSCR-based business-purpose loans secured by 1–4 unit investment properties, with same-day term sheets and closings in about 14 days. The platform supports purchase, refinance, and cash-out financing, includes a DSCR calculator, allows uploading a competing offer to save, and offers up to 100% loan-to-cost financing for flips and financing for 5+ unit commercial properties. Origination fees are the greater of 1% or $1,995, lender credits can offset closing costs, terms vary by underwriter and are not guaranteed; loans are not consumer residential and are powered by Loan Factory Inc with Equal Housing Opportunity.
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