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Drive is an auto-financing and car-shopping platform from Santander Consumer USA that lets users pre-qualify for auto financing in about two minutes with no impact to their credit score, then customize loan terms and search for cars that fit those terms. It connects users to real-time offers from dealers and provides budgeting tools to plan down payments, terms, and monthly payments. The service aims to simplify car buying by guiding users from pre-qualification to loan customization to finding a car all in one workflow.
AI named Drive in March 2026.