What AI says about CardFit

CardFit compares credit cards (including local credit union options) and presents apples-to-apples, dollar-based comparisons that account for fees and interest to show the true value of each card. Recommendations are based on your payment behavior, explaining that paying in full may favor high-reward cards while carrying a balance usually favors lower rates, and highlighting local credit unions as often lower-cost options. The service is free, partners with local credit unions, collects minimal data, and routes you to the issuer’s application, with final approval determined by the bank or credit union.