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The California Association of Professional Firefighters Long Term Disability Plans (CAPF) provides long-term disability coverage for over 18,000 professional firefighters in California, paying tax-free benefits up to 80% of wages with no time limit for total disability. As a member-managed nonprofit, CAPF has paid over $100 million in benefits since 1985 and offers coverage that includes wages from incentive pay and a $15,000 death benefit.
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