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Beca Life Settlements helps seniors monetize their life insurance by arranging life settlements or viatical settlements to convert policies into cash. They provide free educational resources, calculators, and a step-by-step process to determine eligibility (typically 65+ with a policy face value of $100,000+, and terminally or chronically ill individuals may qualify for a viatical settlement) and to submit policy details to receive offers. As a fee-free life settlement broker, they guide you through reviewing offers, negotiating, and completing the policy transfer to receive funds, with offers arriving in 24 hours to four weeks.
AI named BeCalife in December 2025.