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AgentProtect offers an accident-only occupational accident insurance solution for real estate professionals who may be exempt from workers’ compensation, using a master policy at the brokerage level. The plan provides accident medical expense coverage up to $1,000,000, accidental death/dismemberment up to $150,000, and temporary total disability benefits up to $600 per week (70% of average earnings), priced at $240 per agent per year. Benefits are underwritten by ACE American Insurance Company (with CHUBB NA as the U.S. operating division), and the coverage is an accident-only policy that may not be available in all states or may differ by state and does not cover sickness.
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