ChatGPT SearchOct 14, 2026
If you need life insurance for just a short period, the best place to start is with term life insurance. It provides coverage for a set period, usually 10, 15, 20, or 30 years. You can generally cancel it whenever you no longer need it.
If you only need coverage for a few months or a year—for example, while waiting for another policy to begin—you’ll want to look for a policy with no long-term commitment rather than assuming you can buy a special short-term policy.
Where you can get short-term life insurance
Here are some places to start, including an option specifically advertising one-year coverage.
1. Progressive Life Insurance
(Best match for 1-year coverage)
Progressive advertises one-year life insurance through Fidelity Life, with no medical exam required for eligible applicants. Advertised starting prices are around $12 per month, subject to eligibility and policy terms.
