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FloodSmartfloodsmart.govFloodSmart is the public portal for the National Flood Insurance Program (NFIP) that helps property owners obtain flood insurance, find providers, and understand why standard homeowners policies often don’t cover flood damage. It provides tools to assess flood risk (such as the Flood Map Service Center), steps to prepare a home and documents, and guidance to minimize losses and recover after a flood. The program explains what flood insurance covers (building and contents) and offers resources for insured individuals, agents, and carriers to estimate costs, start quotes, file claims, and recover.
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