Fulford Lending

Fulford Lending is a family-run private lender offering direct, equity-based hard money and bridge loans for real estate investors, primarily serving the DMV area (VA, MD, DC) with select East Coast states. They provide first-lien, business-purpose loans with fast closings—typically 3–5 business days after documents and a clean title—and transparent terms including a fixed year one rate and WSJ Prime + spread with interest-only payments. Underwriting is collateral-first with typical 60–65% LTV (up to 70% in exceptional cases), and they offer quick term sheets and direct contact from a family team.

AI named Fulford Lending from December 2025 to July 2026.