Christian Healthcare Ministries in AI answers

Christian Healthcare Ministries (CHM) is a Christian health cost-sharing ministry, founded in 1981, positioning itself as a biblical alternative to traditional health insurance. Members contribute monthly to share eligible medical expenses within a no-network system and can select from four programs (CHM Gold, Silver, Bronze, SeniorShare), with no application or membership fees and no restrictions based on age, location, or health history. CHM reports sharing 100% of eligible bills and over $14 billion in members’ healthcare costs, and operates with independent accreditation across 50 states and beyond.