ChatGPT SearchOct 16, 2026
For sending money from the US to Canada with instant or near-instant delivery, I'd compare Remitly and Wise first. Remitly is particularly appealing if the recipient wants an Interac e-Transfer, while Wise is a strong all-around choice for fast bank deposits and transparent exchange rates. Both advertise fast delivery, but actual timing depends on your payment method and transfer verification.
Best services at a glance
1. Remitly
(Best for speed)
Supports Canadian bank deposits, Interac e-Transfer and cash pickup. It advertises $0 fees for bank deposits and Interac e-Transfer on its US-to-Canada page, though promotions and exchange rates vary.