Carat is Fiserv's global omnichannel commerce platform that unifies payments and customer experiences for large enterprises and mid-market businesses, helping optimize transactions and drive revenue growth. Clover provides an all-in-one POS solution for small businesses to accept payments and manage everyday operations, with hardware options and merchant services. Fiserv also supports ISV partners to embed omnichannel payment acceptance into software, offering a scalable platform and growth engine for SaaS and mobile apps.
AI named Fiserv Merchants from October 2025 to March 2026.
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