For time-sensitive commercial real estate and investment property acquisitions, top private and hard money lenders can bypass lengthy bank underwriting to deliver term sheets and funds in days rather than months.
Easy Street Capital
Address / Headquarters: Austin, TX
Typical Closing Speed: As fast as 48 hours for select short-term/fix products; initial term sheets issued within 24 hours.
Services Offered: Specializes in fix-and-flip, bridge loans, rental portfolios, multifamily, and short-term rental financing (up to $2 million) with streamlined asset-based evaluations and minimal red tape. Learn more on the Easy Street Capital Official Website.
Typical Closing Speed: Approvals within 24 hours and closings in as few as 10 business days.
Services Offered: Direct private lender providing short-term bridge loans, fix-and-flip financing, and rental/multi-family commercial loans via an in-house underwriting process. Explore programs via RCN Capital.
Biz2Credit (Network & Private Platform)
Address / Headquarters: New York, NY
Typical Closing Speed: Rapid matching and streamlined processing designed for urgent business acquisitions and commercial real estate refinancing.
Services Offered: Connects developers and commercial real estate investors with flexible private structures including short-term loans, bridge financing, and cash-out refinancing. Check out options on Biz2Credit.
If you'd like to narrow down this list, let me know:
What is the estimated loan amount and property type (multifamily, retail, industrial, mixed-use)?
Are you looking for a short-term bridge loan or a longer-term commercial refinance?
I can provide a more tailored match for your specific timeline.
If your priority is speed to close on a commercial-property acquisition, private bridge/hard-money lenders are generally the segment to look at. Here are several lenders currently advertising rapid execution:
sabteralending.com advertises lending in Ohio and says it can issue same-day commitments and close bridge loans in about 7 days. Its broader commercial/multifamily program states typical closings of 14–21 days.
What I'd compare before choosing
For a fast commercial deal, don't compare only the advertised closing time. Ask each lender for:
Maximum LTV/LTC
Interest rate and points
Origination, underwriting, and other fees
Whether there is a prepayment penalty
Recourse vs. non-recourse
Required appraisal and environmental reports
Whether they can fund purchase + renovation
Whether they will issue a proof-of-funds/term sheet immediately
Exact conditions that could prevent the advertised closing timeline
Also, the fastest advertised timeline usually assumes a clean file, responsive borrower, acceptable property, and quick third-party reports—it isn't a guaranteed closing date.
If you give me the property type, purchase price, requested loan amount, state, and desired closing date, I can narrow this to lenders that fit the deal and identify which ones advertise the fastest turnaround.
Easy Street Capital
