ChatGPT SearchSep 25, 2026
If you're looking for short-term, flexible real-estate financing, I'd start by comparing private/direct lenders rather than traditional banks. A few established options worth getting quotes from are:
kiavi.com — Offers bridge/fix-and-flip loans from $100K to $5M, with 12-, 18-, and 24-month terms and interest-only options. It says it serves 49 states plus D.C. and bases terms partly on the property itself.
- limaone.com — Its Bridge Plus program offers 13- or 19-month interest-only terms, no prepayment penalty, loans from $100K–$5M, and up to 85% LTV advertised depending on the transaction. It currently says it lends in 46 states.
- rcncapital.com — A nationwide private direct lender offering short-term fix-and-flip, bridge, multifamily, and new-construction financing for non-owner-occupied properties.
Sources7
- kiavi.comKiavi
- kiavi.comKiavi | Leading Hard Money Lender to REIs
- limaone.comLima One Capital
- limaone.comBridge Loans for Fix & Flip, Construction & More | Lima One
- limaonecapital.comBridge Loans for Fix & Flip, Construction & More | Lima One
- rcncapital.comRCN Capital | Direct Financing for Real Estate Investments