My goal is to get paid faster. What's the best AR automation software for sending automated payment reminders?

If your primary goal is slashing your Days Sales Outstanding (DSO) and getting cash in the door faster, the best AR automation tools are the ones that specialize in polite, persistent, multi-channel dunning (email, SMS , and customer self-service portals).

The top-rated AR automation software options tailored for automated payment reminders break down by business size and need:

• Chaser : Best for multi-channel automated chasing . Chaser is famous for its polite, human-sounding automated email and SMS reminders that look like they were typed out manually by a dedicated accounts person. It integrates tightly with standard accounting tools like QuickBooks, Xero, and Sage, making it ideal for small-to-midsize businesses wanting a quick setup.
• Quadient AR (Powered by YayPay) : Best for predictive intelligence and personalized workflows . Quadient uses predictive analytics to score customer payment behavior, alerting you who is likely to pay late before the invoice is even due. It features robust automated reminder sequences, a slick customer payment portal, and automated communication tracking.
• Gaviti : Best for mid-market and enterprise workflow automation . Gaviti excels at mapping out complex, heavy-volume collection strategies. It automates customized reminder paths, tracks dispute management cleanly, and provides a centralized payer portal so clients can unblock their own payments instantly.
• BILL AP/AR : Best for SMBs wanting an all-in-one ledger . If you want to manage money coming in and money going out under a single roof without overcomplicating your tech stack, BILL provides streamlined invoicing, basic automated reminders, and native payment options.
• Invoiced : Best for comprehensive, high-efficiency mid-market AR . Invoiced automates the end-to-end cash collection lifecycle—not just reminders, but cash application, customer onboarding, and payment plans—drastically cutting down customer billing inquiries.

To help narrow down the ideal platform for your workflow, tell me:

• What accounting software or ERP do you currently use (e.g., QuickBooks, NetSuite, Xero)?
• Roughly how many invoices do you send out per month?
• Are your clients mostly B2B or B2C?

If your main goal is getting paid faster, I’d focus less on “invoice automation” and more on collections automation: tools that send reminders before and after due dates, make it easy for customers to pay, track promises to pay, and escalate overdue invoices automatically.

Here are the strongest options by situation:

My shortlist recommendation

• Under ~500 invoices/month: Start with QuickBooks Payments or BILL. You’ll likely see the fastest improvement because customers can pay directly from reminders and your accounting stays synced.
• B2B with lots of overdue invoices: Choose Upflow or Chaser. These are more focused on reducing DSO (days sales outstanding) through structured follow-up.
• Large company with ERP complexity: Look at HighRadius, Billtrust, or similar enterprise AR suites.

Features I’d prioritize for “get paid faster”

1. Automated reminder sequences (e.g., 7 days before due, due date, 7/14/30 days late)
2. One-click payment links
3. Customer portal with invoice history
4. Promise-to-pay tracking
5. Automatic escalation for high-value overdue accounts
6. Integration with your accounting system (QuickBooks, Xero, NetSuite, etc.)

If you tell me:

• your accounting system (QuickBooks, Xero, NetSuite, etc.),
• monthly invoice volume,
• B2B vs. B2C,
• and whether you mainly need reminders or full collections automation,

I can narrow this to the best 2–3 choices.

If your goal is specifically “get paid faster by automating payment reminders,” my top pick is Chaser for most B2B finance teams.

I compared the current 2026 AR-automation landscape, focusing on automated reminders, payment links, prioritization, integrations, and how much of the collections process each product can automate.

🥇 Best overall: Chaser

Chaser is particularly well matched to your objective because it combines automated email/SMS chasing with payment links, rather than merely notifying you that invoices are overdue. Its payment product lets customers pay through bank transfer, cards, and Apple Pay directly from the reminder/payment portal.

It also tracks customer payment behavior and can prioritize collections, which is important: the best automation isn't just “send another email after 7 days.” It's knowing which customers need chasing, when, and how aggressively. Chaser's current product positioning is specifically around automated chasing, prioritization, and forecasting.

🏢 Best for a large enterprise: HighRadius

HighRadius is considerably more comprehensive. It can automate dunning, prioritize accounts using risk/payment data, generate personalized reminders, optimize send times, and put payment links into outreach. It also integrates deeply with ERPs and hundreds of AP portals.

The tradeoff is complexity: I wouldn't choose HighRadius solely to automate reminder emails unless you're operating a substantial AR/collections organization.

💰 Best for a smaller business: Paidnice

Current 2026 comparisons put Paidnice at the top for SMBs using Xero or QuickBooks. Its differentiator is that it goes beyond reminders into payment-term enforcement—late fees, interest, discounts, and escalation.

My recommendation

If you're primarily trying to reduce DSO and get customers to pay invoices sooner:

Chaser → best starting point.

I'd specifically look for a setup like:

Invoice issued → pre-due reminder → due-date reminder → 3-day overdue → 7-day overdue → escalating follow-ups → payment link in every message → human intervention only for exceptions.

That combination removes the biggest source of friction: the customer having to find the invoice, figure out how to pay, and manually initiate the payment.

If you tell me what accounting system you use (QuickBooks, Xero, NetSuite, Sage, etc.), your approximate monthly invoice volume, and whether you're SMB/mid-market/enterprise, I can narrow this down to the best 2–3 options and compare pricing/integrations.

When your primary goal is to get paid faster , the best AR automation software isn't just about sending emails—it's about multi-channel reminders (email + SMS), intelligent dunning workflows, and embedding a frictionless "Pay Now" button directly into the reminder.

The top AR automation software options tailored for automated payment reminders vary based on your company size and tech stack:

1. Versapay — Best for mid-market and NetSuite users . It combines robust collaborative AR with automated, intelligent dunning sequences and a customer payment portal that drastically reduces friction for B2B payers.
2. HighRadius — Best for enterprise-level operations . Powered by robust AI, its autonomous receivables handle everything from predictive risk scoring to automated multi-step reminder escalations and dynamic collections.
3. Quadient AR (formerly YayPay) — Best for predictive analytics and mid-sized teams . Highly rated on G2 Peer Insights , it stands out for its visual communication workflows and predictive cash-flow forecasting based on customer payment habits.
4. FreshBooks — Best for small businesses and freelancers . If you don't need an enterprise ERP overlay, it offers straightforward, highly reliable automated payment reminders built directly into simple cloud invoicing.
5. Xero — Best for small-to-midsize general accounting . It natively automates custom invoice reminders and payment term tracking, making it an effortless first step if you already use it as your ledger.

To help narrow down the ideal choice, tell me:

• What accounting software or ERP (e.g., QuickBooks, NetSuite, Xero) are you currently using?
• What is your monthly invoice volume and average ticket size?

Getting paid faster comes down to picking an AR automation tool whose dunning logic and reminder cadence match your customer base—striking the right balance between persistent follow-up and maintaining a professional relationship.

The best AR automation software for automated payment reminders depends on your company size and tech stack:

• Chaser — Best for Small to Mid-Sized Businesses / Agencies. Widely praised as a specialist in polite, persistent credit control. It syncs seamlessly with platforms like QuickBooks and Xero, allowing you to set up fully customized, multi-step reminder schedules that look and feel manually sent.
• Quadient AR (formerly YayPay) — Best for Mid-Market & B2B Collections. Excellent for predictive analytics. It scores customer payment behavior so you know who needs an early nudge versus a firmer automated escalation, backed by real-time aging dashboards.
• Upflow — Best for B2B SaaS & Modern Finance Teams. Moves your collection process out of chaotic spreadsheets and into a clean, collaborative workflow. It automates routine payment reminders while providing customer-friendly self-service portals.
• Billtrust — Best for Enterprise & High-Volume Invoicing. A powerhouse on the G2 Accounts Receivable Category , Billtrust automates multi-channel invoice delivery and enterprise-grade collections workflows at scale.
• Xero or QuickBooks Online — Best for Lean Operations. If your invoice volume is low and your needs are straightforward, the built-in automated reminders inside modern accounting platforms are free and often sufficient before investing in a dedicated AR layer.

To help me narrow down the ideal platform, tell me:

• What accounting software or ERP (e.g., QuickBooks, NetSuite, Xero) are you currently using?
• Roughly how many invoices do you send out per month?
• Are your clients mostly B2B or B2C?

If your main goal is getting paid faster through automated payment reminders, I’d shortlist Upflow, Kolleno, Chaser, and HighRadius. The best choice depends heavily on company size and ERP.

🥇 My pick: Upflow

Upflow is particularly compelling if you're a growing B2B company. It lets you create multi-step automated dunning sequences based on payment history, invoice age and risk, while also offering automated payment options and real-time collections analytics. It integrates with systems including NetSuite, QuickBooks, Xero and Stripe.

The important distinction is that it isn't simply "send an email when an invoice is late." You can build a sequence such as:

7 days before due → due date → 3 days overdue → 7 days overdue → 14 days overdue → escalate to human

That makes it much more likely that your team consistently follows up without finance staff manually tracking every invoice.

🥈 Kolleno if you want more automation

Kolleno goes further toward an autonomous AR workflow. Its current offering can automatically trigger branded reminders based on due dates, overdue status or customer risk, and coordinate email, SMS and phone workflows. It also handles payment matching and ERP synchronization.

🥉 Chaser if you primarily want automated chasing

Chaser is worth considering if your existing accounting stack works fine and you mainly need a dedicated collections engine. Recent comparisons specifically highlight its multi-channel outreach capabilities.

When I'd choose HighRadius

HighRadius makes more sense for a large finance organization with complex ERP/O2C requirements. It's considerably more of an enterprise AR platform than simply an automated-reminder tool.

Bottom line: If you tell me your accounting/ERP system (QuickBooks, Xero, NetSuite, SAP, etc.), approximate invoices per month, and company size, I can narrow this to the best 2–3 options and compare pricing, integrations, and expected time-to-value.

To get paid faster, the "best" AR automation software depends heavily on your company size, invoice volume, and the core accounting system or ERP you already use . The goal of automated reminders is finding the sweet spot between a persistent, professional dunning cadence and a frictionless customer payment experience.

Top-rated AR automation platforms are categorized below by business fit and specialty:

• Chaser - Best for Small-to-Mid-Sized Businesses (SMBs) wanting a personal touch. It plugs smoothly into QuickBooks, Xero, and Sage, providing automated, multi-channel reminder sequences that look like they were hand-typed by a human. It also includes automated thank-you emails when bills are paid.
• Upflow - Best for modern B2B/SaaS and fast-growing companies. Upflow shines with a visual builder for reminder workflows, detailed analytics on customer payment habits, and an exceptionally clean customer payment portal that minimizes friction.
• Quadient AR (formerly YayPay) - Best mid-market platform for predictive insights. It uses predictive AI scoring to forecast when a client is likely to pay, automatically triggering customized reminder workflows based on risk level.
• Versapay - Best for collaborative AR and mid-market/enterprise. Versapay features a cloud-based B2B network where buyers and sellers can view, discuss, and settle invoices directly in a shared portal, which drastically cuts down on dispute-driven payment delays.
• HighRadius - Best for enterprise-scale operations. If you are managing massive invoice volumes, complex global entities, and deep ERP integrations (like SAP or NetSuite), HighRadius offers autonomous, AI-driven collection and cash application suites.
• QuickBooks Online Advanced - Best native option if you are already on QuickBooks. If your volume is moderate and you don't want a standalone third-party tool, QBO Advanced has built-in automated reminder rules that cost nothing extra.

To help narrow down the ideal platform for your workflow, could you share:

• What accounting software or ERP are you currently using?
• Roughly how many invoices do you send out per month?

If your main goal is getting paid faster through automated payment reminders, I’d shortlist these three:

My pick: Chaser

For the specific use case you described—“send automated payment reminders so I get paid faster”—I'd start with Chaser.

Its strength is that it's purpose-built around credit control rather than simply being an invoicing tool. You can set a cadence such as 1 week before due → 1 day overdue → every 7 days afterward, personalize the messages, and automatically stop the chase when payment arrives.

It also supports SMS and payment links, and Chaser's payment product lets customers pay directly through the reminder, which removes friction between “reminder received” and “cash received.”

I'd choose Upflow instead if you have a larger B2B customer base and want more sophisticated segmentation, AR analytics, cash forecasting, and payment workflows alongside reminders.

If you tell me what accounting/invoicing system you use (QuickBooks, Xero, NetSuite, Stripe, etc.) and roughly how many invoices you send per month, I can narrow this down to the best option for your setup and compare pricing, integrations, and expected ROI.

Top AR Automation Software for Payment Reminders

• Chaser : Features robust, customizable chasing cadences and polite, multi-channel reminder workflows (email and SMS).
• Quadient AR (formerly YayPay) : Utilizes predictive analytics to score payer risk and automate intelligent, behavior-based collections workflows.
• Tesorio : Focuses heavily on cash flow visibility with automated reminders and collaborative tools for collection teams.
• Upflow : Offers a sleek, user-friendly interface tailored for B2B companies looking to streamline automated customer follow-ups and payments.

Key Features to Look For

• Multi-channel communication : Ability to send reminders via email, SMS, and client portals.
• Customizable cadences : Setting tailored schedules based on customer payment behavior or invoice due dates.
• Payment integration : Embedding direct "Pay Now" links inside the automated reminders to shorten the payment cycle.

If you let me know your current accounting software (like QuickBooks, Xero, or NetSuite) and company size , I can recommend the software that integrates best with your setup.

If your main goal is getting paid faster through automated payment reminders, I’d shortlist these:

🏆 My pick: Chaser

If you're specifically trying to stop manually emailing customers about overdue invoices, I'd start with Chaser. Its core focus is automated collections: scheduling personalized reminders, chasing overdue invoices, and escalating follow-ups rather than simply sending generic invoice notifications. Current 2026 comparisons also specifically identify Chaser as a collections-focused AR automation tool.

When I'd choose the others

• BILL AR — better if you also want invoicing, online payments, accounting sync, and reminders in one relatively accessible platform. Current comparisons list automated payment reminders and auto-pay among its features, with pricing reported from $49/user/month.
• Upflow — particularly attractive for B2B companies that want collections automation plus AR analytics, customer communication history, and payment visibility.
• Quadient AR/YayPay — worth considering if you want predictive analytics and sophisticated, multi-channel dunning workflows.
• HighRadius — excellent for large organizations with complex order-to-cash processes, but probably unnecessary if your problem is simply "send the right reminder at the right time."

The key distinction: don't just look for "automated reminders." The best systems let you create a dunning sequence—for example, reminder before due date → due-date reminder → 3 days overdue → 7 days overdue → escalation—while automatically stopping the sequence when payment arrives.

If you tell me (1) your accounting system (QuickBooks, NetSuite, Xero, etc.), (2) roughly how many invoices you send per month, and (3) whether you're SMB/mid-market/enterprise, I can narrow this to the best 2–3 options for your exact setup.