Data as of Sep 19, 2026 · Based on 288 AI responses from ChatGPT Search and Google AI Mode · See how Parse measures this
To find a fiduciary financial advisor who does not earn commissions, the most effective approach is to use directories from professional organizations like NAPFA, Garrett Planning Network, or
XY Planning Network. These networks specifically vet their members for fee-only, fiduciary standards. While CFP Board also offers a directory, you must manually filter for fee-only advisors to ensure they do not accept sales-based compensation.
Brands AI recommends here
Named in 63% of answers
Considered the premier resource for finding fee-only, fiduciary advisors. Its directory is purpose-built to help you avoid the conflict of interest inherent in commission-based financial products.
Named in 44% of answers
Named in 36% of answers
Best for those seeking hourly or as-needed financial planning. This network is a top choice if you want to pay for advice directly rather than paying management fees based on a percentage of assets.
Named in 36% of answers
Focused on fee-only and fiduciary advisors often used by younger clients. It is an excellent resource for those seeking monthly subscription or hourly planning services from professionals.
- **Birchcreek Wealth Management** - 2955 Exchange Pl Blvd #103, Miamisburg, OH 45342, United States - **Financial Counseling, Inc.** - 582 N Main St, Springboro, OH 45066, United States - **Fiduciary Wealth Group, LLC** - 6784 Loop Rd Ste 208, Centerville, OH 45459, United States
Yes. The term you want to look for is “fee-only fiduciary.” NAPFA defines fee-only as compensation coming solely from the client, with no commissions or compensation contingent on buying or selling financial products.
Since you appear to be in the Lewisburg/Dayton area, I found several nearby firms that fit that description:
One useful distinction: “fee-only” is stronger than simply “fee-based.” Fee-based advisors can potentially receive both client fees and commissions, whereas NAPFA's fee-only standard prohibits commissions and other product-contingent compensation.
Ask these four questions directly:
NAPFA's fiduciary standard specifically addresses commissions, referral compensation, conflicts, and written fee disclosure.
If you tell me roughly how much you have invested (e.g. under $250k, $250k–$1M, $1M+) and whether you want retirement planning, investment management, or both, I can narrow this to 3–5 firms that are likely to fit your situation, including their fee structures and minimums.
You are looking for a **fee-only fiduciary** financial advisor. In the financial industry, "fee-only" means the advisor is compensated directly by clients and does not accept commissions, referral fees, or kickbacks for selling products like mutual funds, insurance, or annuities. Combined with a legal fiduciary…
You are looking for a fee-only fiduciary financial advisor. In the financial industry, "fee-only" means the advisor is compensated directly by clients and does not accept commissions, referral fees, or kickbacks for selling products like mutual funds, insurance, or annuities. Combined with a legal fiduciary standard, this ensures they are bound to put your best financial interests ahead of their own.
Here are the top directories and networks dedicated exclusively to fee-only, fiduciary advisors:
To help narrow this down, could you tell me:
You are looking for a **Fee-Only Fiduciary** . In the financial industry, "fee-only" means the advisor is compensated directly by clients via hourly, flat-fee, project-based, or AUM (assets under management) structures, and **never** earns commissions from selling insurance, mutual funds, or other financial products.…
You are looking for a Fee-Only Fiduciary . In the financial industry, "fee-only" means the advisor is compensated directly by clients via hourly, flat-fee, project-based, or AUM (assets under management) structures, and never earns commissions from selling insurance, mutual funds, or other financial products. Combined with a legal fiduciary standard, this ensures they are bound to put your best financial interests first 100% of the time.
To find vetted professionals who match this exact description, explore these reputable, commission-free directories:
To help narrow down which directory or payment structure (hourly, flat-fee, or AUM) might suit you best, could you tell me:
- **Intentional Wealth Partners** - 7017 Pearl Rd, Cleveland, OH 44130, United States - **Western Reserve Capital Management, LLC** - 102 First St #208, Hudson, OH 44236, United States - **Epic Financial, LLC** - 1780 Stoney Hill Dr d3, Hudson, OH 44236, United States
Yes. In Northeast Ohio, several firms explicitly advertise fee-only, fiduciary advice—meaning they say they are paid by clients rather than commissions.
When interviewing an advisor, ask: “Are you fee-only, with no commissions or third-party compensation, and do you act as a fiduciary for me at all times?” Then verify their Form ADV.
- **Capital Fiduciary Advisors, LLC** - 20130 Lakeview Center Plaza Ste. 400, Ashburn, VA 20147, United States - **Allridge Richard A** - 20130 Lakeview Center Plaza, Ashburn, VA 20147, United States - **Arbor Private Wealth, LLC** - Building G, 44679 Endicott Dr Ste 300, Ashburn, VA 20147, United States
Absolutely. The term you want to look for is “fee-only fiduciary.” That combination is important:
If you're looking in the Ashburn/Northern Virginia area, I found several promising options:
There's also a particularly good route if you want to minimize the possibility of sales incentives: the Garrett Planning Network. Its advisors are required to be fee-only, fiduciaries, and offer hourly/project-based planning; they receive no commissions from product sales.
I'd literally ask these five questions:
A good answer to #1 should be unequivocally yes. Don't settle for merely “we act as a fiduciary” because fee-based advisors can still receive commissions in some circumstances.
If you tell me roughly what you're looking for (retirement planning, investment management, tax planning, estate planning, etc.) and whether you prefer hourly/flat-fee or ongoing management, I can narrow this to 3–5 advisors and compare their fees, minimums, specialties, and fiduciary/fee-only status.
You need a **fee-only fiduciary financial advisor** who is legally bound to put your best interests first and accepts **zero commissions** or third-party product incentives.[](https://team.monetagroup.com/what-is-a-fee-only-fiduciary-advisor-and-why-does-it-matter/)…
You need a fee-only fiduciary financial advisor who is legally bound to put your best interests first and accepts zero commissions or third-party product incentives.
When searching for this type of professional, look specifically for advisors operating on a strict fee-only compensation structure rather than a "fee-based" model (which can still include commissions).
If you'd like, let me know:
I can help you narrow down the best directory or questions to ask during your initial consultation.
You are looking for a **fee-only** financial advisor. In the financial industry, "fee-only" means the advisor is compensated directly by you (via a flat fee, hourly rate, or percentage of assets under management) and **never** accepts commissions, referral fees, or product kickbacks. This model aligns closely with a…
You are looking for a fee-only financial advisor. In the financial industry, "fee-only" means the advisor is compensated directly by you (via a flat fee, hourly rate, or percentage of assets under management) and never accepts commissions, referral fees, or product kickbacks. This model aligns closely with a strict, 100% fiduciary standard where they are legally required to put your interests first at all times.
Be careful not to confuse "fee-only" with "fee-based"—fee-based advisors can charge fees and collect commissions on products, which can introduce conflicts of interest.
Where to Find Verified Fee-Only Fiduciary Advisors
To find qualified, vetted professionals who operate strictly on a fee-only, fiduciary basis, use these top directories:
Questions to Ask in Your Initial Interview
Even within directories, always verify their fee structure directly by asking:
If you'd like, let me know:
I can give you more specific guidance on which pricing structure (hourly, flat-fee, or AUM) might fit you best.
- **rockwealth Norwich IFA** - St Georges Works, 51 Colegate, Norwich NR3 1DD, United Kingdom - **Chadwicks Limited** - University of East Anglia, Norwich Research Park, Norwich NR4 7TJ, United Kingdom - **SG Wealth Management** - 53-57 St Martins Ln, Norwich, NR3 3SA, United Kingdom
Since you appear to be looking around Norwich, UK, you’ll want to look for an independent financial adviser (IFA) or fee-only financial planner. In the UK, “fiduciary” is not usually the term advisers use, but the equivalent things to look for are:
A few Norwich-area firms that appear aligned with what you’re looking for:
When you contact them, I’d ask:
If you tell me:
I can narrow this to advisers that are a better fit.
You are looking for a **Fee-Only Fiduciary**. In the financial industry, the specific term "fee-only" means the advisor is compensated directly by you (the client) and receives zero commissions, referral fees, or product kickbacks. This directly contrasts with "fee-based" advisors, who may act as fiduciaries at times…
You are looking for a Fee-Only Fiduciary.
In the financial industry, the specific term "fee-only" means the advisor is compensated directly by you (the client) and receives zero commissions, referral fees, or product kickbacks. This directly contrasts with "fee-based" advisors, who may act as fiduciaries at times but can still earn commissions on selling insurance, mutual funds, or annuities.
To find the right advisor, use these key strategies and directories:
Understanding Fee Structures
When interviewing candidates, ask how they charge. Fee-only advisors typically use one of these models:
To help narrow down your options, tell me:
- **Compass Wealth Management, LLC** - 115 Perimeter Center Pl, Atlanta, GA 30346, United States - **Capital Benchmark Partners** - 2342 Perimeter Park Dr Ste 200, Atlanta, GA 30341, United States - **Lock Wealth Management** - 1372 Peachtree St NE, Atlanta, GA 30309, United States
Absolutely. What you’re describing is a fee-only fiduciary—an advisor who is compensated by you rather than by commissions or product sales. That distinction is important: “fee-based” does not necessarily mean the same thing as “fee-only.” NAPFA and XYPN both specifically use fee-only/fiduciary standards.
Since you’re in the Atlanta area, I found several local firms that appear to fit what you’re looking for:
A particularly useful starting point is connect.xyplanningnetwork.com. It currently lists 30+ CFP® advisors in and around Atlanta, and its directory requires listed advisors to be fee-only, fiduciaries and CFP® professionals.
Before hiring anyone, I'd ask these five questions:
I'd be especially interested in Capital Benchmark, Lock Wealth, True Square, and Minerva if you want a planning relationship rather than simply someone to manage a portfolio.
If you tell me (a) approximately how much you have invested, (b) your age, (c) whether you're retired or still working, and (d) whether you want investment management or just advice, I can narrow this to 3–5 advisors that are likely to be the best fit, including their fee structures and specialties.