Data as of Sep 25, 2026 · Based on 4,025,084 AI responses across 13,338 prompts · See how Parse measures this
Fannie Mae's Single-Family division offers mortgage products, including 97% loan-to-value options, to support homeownership. It provides resources and tools for lenders, sellers, and servicers to originate and underwrite loans.
Fannie MaeThe market map · 5 of 96 labelled
First-Time Homebuyer Mortgage Loans →Where Conventional 97 ranks in AI
Fannie Mae HomeReady is the top alternative to
Conventional 97
VA Home LoansPicked instead1 question
Rocket MortgagePicked instead1 question
California Housing Finance Agency (CalHFA)Picked instead1 question
Federal Housing Administration (FHA)Picked instead1 questionNo contexts measured yet.
Excerpts where Conventional 97 appeared in the AI's answer
Conventional 97, HomeReady, and Home Possible programs allow as little as 3% down
Conventional 97 / HomeReady / Home Possible: Standard loans offered through Fannie Mae and Freddie Mac
Excerpts where Conventional 97 appeared in the AI's answer
Conventional 97 (3% Down): A Fannie Mae/Freddie Mac program allowing a 3% down payment for first-time buyers
Conventional 97 (3% Down): A Fannie Mae/Freddie Mac program requiring only 3% down.
Excerpts where Conventional 97 appeared in the AI's answer
Conventional 97 : A conventional loan program offered through Fannie Mae and Freddie Mac that allows a down payment of just 3%.
Conventional 97 / HomeReady / Home Possible : These conventional loans, offered through Fannie Mae and Freddie Mac, allow a down payment as low as 3%.
Excerpts where Conventional 97 appeared in the AI's answer
Conventional 97 (Standard Conventional Loan): Why it fits: Since your credit score is strong, a standard conventional loan (backed by Fannie Mae or Freddie Mac) will reward you with a lower interest rate than an FHA loan.
Conventional 97 / HomeReady (Fannie Mae) / Home Possible (Freddie Mac) : These programs require as little as $3% down
