Ownify in AI answers

Ownify pairs first-time homebuyers with local investor capital to purchase homes with as little as 2% down, using a zero-debt ownership model that fractionalizes the home into 10,000 shares called bricks. The buyer contributes 2% upfront while investors provide 98% as a co-investment; over five years the buyer buys bricks to build equity toward roughly 10%, and at the end they typically purchase the remaining bricks with a conventional mortgage. Operating in Colorado, North Carolina, and Tennessee (including Denver, Boulder, Fort Collins, Raleigh, Durham, Charlotte, Wilmington, and Nashville), Ownify highlights about $390/month in savings versus a conventional mortgage, roughly $29,000 in upfront savings, and a 21-day average close.